2028 has 26 biweekly paydays for employees paid every other Friday, on either schedule. Three-paycheck months are March and September on schedule A (first payday January 7) and June and December on schedule B (first payday January 14).
A biweekly payroll pays every 14 days. With Friday paydays there are two possible schedules, named here by their first payday of 2028: schedule A (January 7) and schedule B (January 14). A payday that falls on a bank holiday moves to the previous business day (see bank holidays). The example pay period is two weeks, Sunday to Saturday, ending six days before payday; your employer's period may differ.
Schedule A (first payday January 7): 26 paydays
#
Payday
Example pay period
1
Sun, Dec 19, 2027 – Sat, Jan 1
2
Sun, Jan 2 – Sat, Jan 15
3
Sun, Jan 16 – Sat, Jan 29
4
Sun, Jan 30 – Sat, Feb 12
5
Sun, Feb 13 – Sat, Feb 26
6
Sun, Feb 27 – Sat, Mar 11
7
Sun, Mar 12 – Sat, Mar 25
8
Sun, Mar 26 – Sat, Apr 8
9
Sun, Apr 9 – Sat, Apr 22
10
Sun, Apr 23 – Sat, May 6
11
Sun, May 7 – Sat, May 20
12
Sun, May 21 – Sat, Jun 3
13
Sun, Jun 4 – Sat, Jun 17
14
Sun, Jun 18 – Sat, Jul 1
15
Sun, Jul 2 – Sat, Jul 15
16
Sun, Jul 16 – Sat, Jul 29
17
Sun, Jul 30 – Sat, Aug 12
18
Sun, Aug 13 – Sat, Aug 26
19
Sun, Aug 27 – Sat, Sep 9
20
Sun, Sep 10 – Sat, Sep 23
21
Sun, Sep 24 – Sat, Oct 7
22
Sun, Oct 8 – Sat, Oct 21
23
(federal offices closed; banks open)
Sun, Oct 22 – Sat, Nov 4
24
Sun, Nov 5 – Sat, Nov 18
25
Sun, Nov 19 – Sat, Dec 2
26
Sun, Dec 3 – Sat, Dec 16
Schedule B (first payday January 14): 26 paydays
#
Payday
Example pay period
1
Sun, Dec 26, 2027 – Sat, Jan 8
2
Sun, Jan 9 – Sat, Jan 22
3
Sun, Jan 23 – Sat, Feb 5
4
Sun, Feb 6 – Sat, Feb 19
5
Sun, Feb 20 – Sat, Mar 4
6
Sun, Mar 5 – Sat, Mar 18
7
Sun, Mar 19 – Sat, Apr 1
8
Sun, Apr 2 – Sat, Apr 15
9
Sun, Apr 16 – Sat, Apr 29
10
Sun, Apr 30 – Sat, May 13
11
Sun, May 14 – Sat, May 27
12
Sun, May 28 – Sat, Jun 10
13
Sun, Jun 11 – Sat, Jun 24
14
Sun, Jun 25 – Sat, Jul 8
15
Sun, Jul 9 – Sat, Jul 22
16
Sun, Jul 23 – Sat, Aug 5
17
Sun, Aug 6 – Sat, Aug 19
18
Sun, Aug 20 – Sat, Sep 2
19
Sun, Sep 3 – Sat, Sep 16
20
Sun, Sep 17 – Sat, Sep 30
21
Sun, Oct 1 – Sat, Oct 14
22
Sun, Oct 15 – Sat, Oct 28
23
Sun, Oct 29 – Sat, Nov 11
24
Sun, Nov 12 – Sat, Nov 25
25
Sun, Nov 26 – Sat, Dec 9
26
Sun, Dec 10 – Sat, Dec 23
Paychecks per month in 2028
Number of paydays in each month for every pay frequency. Months with three biweekly paychecks or five weekly paydays are marked.
Semi-monthly payroll here pays on the 15th and the last day of each month; monthly payroll pays on the last business day. A date on a weekend or bank holiday moves to the previous business day. Employers choose their own dates — some pay on the 1st and 15th.
2028 has 52 Fridays, and 52 weekly paychecks are paid in 2028. Months with five weekly paydays: March, June, September and December.
26 or 27 pay periods in 2028?
A biweekly schedule pays every 14 days, and 26 × 14 = 364 days — one day short of a common year and two short of a leap year. Each year the same schedule's paydays land one day earlier on the calendar (two days after a February 29), so roughly every 11 years a schedule fits 27 paydays into one calendar year. Paychecks count toward the year in which they are paid, so a payday moved from Friday, January 1 to Thursday, December 31 belongs to the earlier year.
Why it matters for salaried employees. On a $60,000 salary, dividing by 26 gives $2,307.69 per paycheck and dividing by 27 gives $2,222.22. In a 27-paycheck year an employer either keeps the usual amount — 27 × $2,307.69 = $62,307.63 paid in that calendar year — or divides the salary by 27 so each check is smaller. Check your employer's policy, including how per-paycheck benefit and retirement deductions are handled.
2028 bank holidays used for pay dates
Paydays here never fall on a weekend or a Federal Reserve holiday: such a payday moves to the previous business day (some employers use the next business day instead). The Federal Reserve observes the 11 federal holidays; one that falls on a Sunday is observed on Monday. In 2028 the Federal Reserve is closed on: Martin Luther King Jr. Day – Mon, Jan 17; Presidents' Day – Mon, Feb 21; Memorial Day – Mon, May 29; Juneteenth – Mon, Jun 19; Independence Day – Tue, Jul 4; Labor Day – Mon, Sep 4; Columbus Day – Mon, Oct 9; Thanksgiving Day – Thu, Nov 23; Christmas Day – Mon, Dec 25.
When a federal holiday falls on a Saturday, federal offices close on the Friday before but Reserve Banks stay open, so direct deposits are not delayed and the Friday remains a payday: Veterans Day (observed) – Fri, Nov 10.
Frequently asked questions
Does 2028 have 27 pay periods?
No. Both Friday schedules has 26 paydays in 2028. The next year with 27 Friday paydays: 2032 for the schedule with a payday on January 2, 2032; 2037 for the schedule with a payday on January 2, 2037.
What is the difference between biweekly and semi-monthly pay?
Biweekly pay arrives every other week on the same weekday — 26 paychecks in most years, 27 in some. Semi-monthly pay arrives on two fixed dates each month, so there are always 24 paychecks and the weekday changes. On a $60,000 salary a semi-monthly check is $2,500.00 and a biweekly check $2,307.69.
When is the last payday of 2028?
Biweekly schedule A: Friday, December 22, 2028; schedule B: Friday, December 29, 2028; semi-monthly and monthly payroll: Friday, December 29, 2028; weekly Friday payroll: Friday, December 29, 2028.